Mortgage Loan Officer at Moody's, Minneapolis, Minnesota

at Moody's

Job Description

Company Overview:
Moody's is a leading global provider of credit ratings, research, and risk analysis. With a strong presence in the banking and finance industry, Moody's is committed to helping businesses and individuals make informed financial decisions. Our team in Minneapolis, Minnesota, is dedicated to delivering top-notch financial services to our clients.

Key Responsibilities for Mortgage Loan Officer:
- Evaluate, authorize, or recommend approval of mortgage loan applications.
- Guide clients through the loan application process, explaining all available options.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Ensure compliance with company policies, underwriting guidelines, and regulatory requirements.
- Build and maintain relationships with borrowers to ensure smooth loan processing.
- Collaborate with loan processors, underwriters, and closers to expedite loan approval and closing processes.

Required Qualifications:
- Bachelor's degree in Finance, Business Administration, or related field.
- Minimum of 2 years of experience as a Mortgage Loan Officer in the banking or financial services industry.
- In-depth knowledge of mortgage products, underwriting, and lending practices.
- Strong understanding of federal and state regulations governing mortgage lending.
- Excellent communication and interpersonal skills.
- Proven track record of meeting loan production targets and delivering exceptional customer service.

Desired Skills:
- Master's degree in Finance or related field.
- Relevant certifications such as Certified Mortgage Planning Specialist (CMPS) or Certified Mortgage Banker (CMB).
- Experience using loan origination software and CRM tools.
- Ability to analyze complex financial data and provide strategic recommendations.
- Strong negotiation skills and attention to detail.

Compensation & Benefits:
The annual salary range for the Mortgage Loan Officer position at Moody's in Minneapolis, Minnesota, is $60,000 to $90,000, commensurate with experience and qualifications. In addition to competitive pay, we offer a comprehensive benefits package that includes health insurance, retirement plans, paid time off, and professional development opportunities.

How to Apply:
To apply for the Mortgage Loan Officer position at Moody's in Minneapolis, please visit our company website and submit your resume online through the careers portal. We look forward to reviewing your application and potentially welcoming you to our team.

Required Skills

  • Financial modeling
  • Forecasting
  • Excel
  • Power BI
  • SQL

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