Credit Analyst at Legal & General, Luton, East of England

Legal & General is a renowned financial services company operating in the Banking & Finance sector. With a strong presence in Luton, East of England, United Kingdom, Legal & General is committed to providing innovative financial solutions to its clients.

Key Responsibilities For Credit Analyst:
- Conduct detailed credit assessments of individual and corporate loan applications.
- Analyse financial statements, credit reports, and other relevant documents to evaluate creditworthiness.
- Prepare credit proposals and recommendations for approval or rejection of credit applications.
- Monitor and review existing credit accounts to identify potential risks and opportunities for improvement.
- Collaborate with internal teams to ensure compliance with regulatory requirements and company policies.
- Provide timely and accurate reports on credit portfolio performance and trends.

Required Qualifications:
- Bachelor's degree in Finance, Accounting, Economics, or related field.
- Proven experience as a Credit Analyst in a financial institution.
- Sound knowledge of financial analysis, risk assessment, and credit evaluation techniques.
- Strong understanding of UK financial regulations and compliance standards.
- Excellent analytical skills with attention to detail and accuracy.
- Proficient in using financial analysis software and MS Office applications.

Desired Skills:
- Professional certification such as Chartered Financial Analyst (CFA) or Chartered Accountant (CA).
- Experience in using credit scoring models and data analytics tools.
- Effective communication and interpersonal skills to liaise with stakeholders.
- Ability to work under pressure and meet tight deadlines.
- Proactive approach to problem-solving and decision-making.

Compensation & Benefits:
- The annual salary for the Credit Analyst position at Legal & General in Luton, East of England, United Kingdom, ranges from £30,000 to £40,000, depending on experience and qualifications.
- Competitive benefits package including pension scheme, healthcare coverage, and opportunities for professional development and career advancement.

How to Apply:
To apply for the Credit Analyst position at Legal & General, please visit our careers page on the company website and submit your CV along with a cover letter outlining your suitability for the role. We look forward to receiving your application and potentially welcoming you to our dynamic team at Legal & General.