Credit Underwriter at American Express, New York City, New York

Company Overview:
American Express is a globally renowned financial services corporation specializing in payment solutions, travel, and financial management for individuals and businesses. With a rich history spanning over 160 years, American Express is committed to delivering exceptional service and innovative financial products to its customers worldwide.

Key Responsibilities For Credit Underwriter:
- Evaluate and analyze credit applications to determine creditworthiness and risk levels.
- Conduct thorough financial assessments, including income verification and debt-to-income ratios.
- Interpret and apply credit policies and guidelines to make informed credit decisions.
- Collaborate with cross-functional teams to ensure compliance with regulatory requirements.
- Communicate credit decisions effectively to internal stakeholders and external customers.
- Monitor and review existing credit accounts to assess ongoing credit risk.

Required Qualifications:
- Bachelor's degree in Finance, Accounting, Economics, or related field.
- Minimum of 3 years of experience in credit underwriting within the banking or financial services industry.
- Strong understanding of credit risk assessment methodologies and financial analysis.
- Proficiency in using financial software and credit evaluation tools.
- Excellent analytical skills with attention to detail and accuracy.
- Ability to work efficiently in a fast-paced environment while maintaining quality standards.

Desired Skills:
- Master's degree in Finance or related field.
- Professional certification such as Certified Credit Professional (CCP) or Chartered Financial Analyst (CFA).
- Experience in commercial credit underwriting.
- Knowledge of regulatory compliance requirements in the financial industry.
- Strong interpersonal and communication skills for effective collaboration.

Compensation & Benefits:
The annual salary range for the Credit Underwriter position at American Express in New York City, New York, is competitive and based on experience, ranging from $70,000 to $90,000. In addition to the salary, American Express offers a comprehensive benefits package, including health insurance, retirement plans, paid time off, employee discounts, and professional development opportunities.

How to Apply:
Interested candidates who meet the qualifications for the Credit Underwriter role at American Express are encouraged to submit their resumes through the company's official career portal. Please visit our website for more information on the application process and to explore other career opportunities within American Express.