Credit Underwriter at Square (Block), Nashville, Tennessee

Job Description

Company Overview:
Square (Block) is a leading financial services and mobile payment company headquartered in San Francisco, California. With a strong focus on providing innovative solutions to businesses of all sizes, Square (Block) is committed to simplifying the complexities of financial transactions. We empower sellers with tools to start, run, and grow their businesses seamlessly.

Key Responsibilities For Credit Underwriter:
- Evaluate creditworthiness of loan applicants based on financial information and credit reports.
- Analyze and assess credit risk to determine loan approval or rejection.
- Review loan applications, credit histories, and financial statements to make informed decisions.
- Ensure compliance with company policies, regulatory requirements, and industry best practices.
- Communicate credit decisions effectively to internal stakeholders and external partners.
- Monitor and review existing loan portfolios to identify potential risks and recommend appropriate actions.

Required Qualifications:
- Bachelor's degree in Finance, Accounting, Economics, or related field.
- Proven experience as a Credit Underwriter in the banking or financial services industry.
- Strong understanding of credit risk assessment and underwriting principles.
- Proficiency in analyzing financial statements, credit reports, and loan documentation.
- Excellent decision-making and problem-solving skills with attention to detail.
- Ability to work independently and prioritize tasks effectively in a fast-paced environment.

Desired Skills:
- Professional certification such as Certified Credit Underwriter (CCU) or similar.
- Familiarity with loan origination software and credit scoring models.
- Effective communication skills to interact with diverse stakeholders.
- Knowledge of regulatory requirements and compliance standards in lending.
- Experience in underwriting commercial loans or small business lending.

Compensation & Benefits:
The annual salary range for the Credit Underwriter position at Square (Block) in Nashville, Tennessee is competitive and commensurate with experience. In addition to the base salary, we offer a comprehensive benefits package that includes health insurance, retirement savings plans, paid time off, and professional development opportunities.

How to Apply:
To apply for the Credit Underwriter position at Square (Block), please visit our careers page on the company website and submit your resume along with a cover letter highlighting your relevant experience and qualifications. We look forward to reviewing your application and potentially welcoming you to our dynamic team.

Required Skills

  • Accounting software (QuickBooks
  • SAP
  • Oracle NetSuite)

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