Regulatory Alternative Legal Services Provider - Risk Management at Credit Karma

Company Overview

Credit Karma is a mission-driven company focused on championing financial progress for everyone. With over 100 million members in the U.S., Canada, and UK, we strive to make financial opportunities accessible to all. We offer a range of free services, including credit scores, reports, monitoring, ID theft protection, and more. At Credit Karma, we embrace a fully remote work culture, empowering our employees to work from anywhere in the USA. We believe that a distributed team enhances creativity, productivity, and overall employee well-being. We are committed to fostering a connected and collaborative virtual environment through innovative tools, virtual events, and supportive leadership.

Position Summary

Credit Karma is seeking a highly motivated and experienced Regulatory Alternative Legal Services Provider specializing in Risk Management to join our growing team. This is a fully remote position, allowing you to work from anywhere in the United States. As a key member of our Risk and Compliance team, you will play a critical role in supporting Credit Karma's regulatory compliance efforts. You will focus on identifying, assessing, and mitigating risks associated with our products and services, ensuring adherence to applicable laws and regulations. You will also contribute to the development and implementation of risk management strategies and policies.

Key Responsibilities

• Conducting risk assessments of new and existing products, features, and business initiatives.
• Monitoring regulatory developments and providing guidance on their potential impact on Credit Karma.
• Developing and maintaining risk management policies and procedures.
• Assisting with the implementation of controls to mitigate identified risks.
• Collaborating with cross-functional teams, including legal, product, engineering, and marketing, to ensure compliance.
• Providing support for regulatory examinations and audits.
• Preparing reports and presentations on risk management activities.
• Contributing to the ongoing improvement of our risk management framework.
• Staying abreast of industry best practices and emerging trends in risk management.
• Participating in virtual team meetings and contributing to a collaborative remote work environment.

Required Qualifications

• Bachelor's degree required; paralegal certification or Juris Doctor (JD) degree a plus.
• Minimum of 3 years of experience in risk management, compliance, or legal roles within the financial services or technology industry.
• Strong understanding of consumer protection laws and regulations, including FCRA, TCPA, and UDAAP.
• Experience conducting risk assessments and developing risk mitigation strategies.
• Excellent analytical and problem-solving skills.
• Ability to communicate effectively, both orally and in writing.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
• Must be able to work effectively in a fully remote environment.
• Must have a reliable high-speed internet connection and a dedicated workspace.

Technical Requirements

To thrive in this remote role, you will need:

• A dedicated, quiet workspace free from distractions.
• Reliable high-speed internet connection (minimum download speed of 25 Mbps, upload speed of 5 Mbps).
• A computer with a webcam and microphone.
• Proficiency with video conferencing tools (e.g., Zoom, Google Meet).
• Comfort using collaboration tools such as Slack and Google Workspace.
• Ability to work during core business hours (Pacific Time Zone preferred, but flexible).

Desired Skills

• Experience with data analysis and reporting tools.
• Familiarity with project management methodologies.
• Strong organizational and time management skills.
• Ability to work independently and as part of a team.
• Excellent communication and interpersonal skills for virtual collaboration.

Compensation & Benefits

The annual salary range for this remote position is $75,000 - $100,000, commensurate with experience and qualifications. In addition to competitive pay, Credit Karma offers a comprehensive benefits package, including:

• Medical, dental, and vision insurance.
• Paid time off (PTO) and holidays.
• 401(k) with company match.
• Employee stock purchase plan (ESPP).
• Home office stipend to help you set up your remote workspace.
• Company-provided laptop and other necessary equipment.
• Professional development opportunities.
• Virtual team building activities and events.
• Flexible working hours to accommodate your personal needs.

Occasional travel may be required for team meetups (1-2 times per year).

How to Apply

If you are a qualified candidate interested in this remote opportunity, we encourage you to apply through our online portal. Please submit your resume and a cover letter outlining your relevant experience and why you are a good fit for this role. We look forward to hearing from you!