Risk Analyst at TD Bank, Richmond, Virginia

Company Overview:
TD Bank is a leading financial institution in the Banking & Finance industry, committed to providing exceptional banking products and services to customers in the Richmond, Virginia area. With a strong focus on innovation, customer service, and risk management, TD Bank is dedicated to helping individuals, businesses, and communities thrive.

Key Responsibilities for Risk Analyst:
- Conduct thorough analysis of financial data, market trends, and economic indicators to assess and mitigate risks within the bank's operations.
- Develop and implement risk management strategies and policies to ensure compliance with regulatory requirements and internal guidelines.
- Monitor and evaluate the effectiveness of risk management processes and make recommendations for improvements as needed.
- Collaborate with cross-functional teams to identify and address potential risks related to lending, investments, and other banking activities.
- Prepare detailed reports and presentations for senior management to communicate risk assessment findings and make strategic decisions.

Required Qualifications:
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- 3+ years of experience in risk analysis, financial modeling, or a similar role within the banking or financial services industry.
- Strong analytical skills with the ability to interpret complex financial data and identify key risk factors.
- Proficiency in risk management software, statistical tools, and Microsoft Excel for data analysis and reporting.
- Excellent communication skills with the ability to present findings and recommendations to stakeholders at all levels.

Desired Skills:
- Master's degree in Finance, Risk Management, or a related field.
- Professional certification such as FRM (Financial Risk Manager) or PRM (Professional Risk Manager).
- Experience with credit risk assessment, stress testing, and scenario analysis.
- Knowledge of regulatory requirements such as Basel III, Dodd-Frank Act, and CCAR (Comprehensive Capital Analysis and Review).
- Ability to adapt to a fast-paced environment and work effectively under pressure.

Compensation & Benefits:
The annual salary range for the Risk Analyst position at TD Bank in Richmond, Virginia is $70,000 - $90,000, commensurate with experience and qualifications. In addition to competitive pay, TD Bank offers a comprehensive benefits package including health insurance, retirement plans, paid time off, professional development opportunities, and employee discounts on banking products and services.

How to Apply:
To apply for the Risk Analyst position at TD Bank in Richmond, Virginia, please visit our careers page on the TD Bank website and submit your resume and cover letter outlining your qualifications and relevant experience. We look forward to reviewing your application and potentially welcoming you to our dynamic team of risk management professionals.